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		<title>Al-Qalam Sharī‘ah Panel</title>
		<link><![CDATA[https://settledloans.com]]></link>
		<description><![CDATA[Al-Qalam Sharī‘ah Panel]]></description>
		<lastBuildDate><![CDATA[Wed, 23 Jun 2021 22:08:40 +0000]]></lastBuildDate>
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			<guid><![CDATA[https://settledloans.com/how-does-the-proposed-shariah-compliant-student-finance-takaful-model-work/]]></guid>
			<link><![CDATA[https://settledloans.com/how-does-the-proposed-shariah-compliant-student-finance-takaful-model-work/]]></link>
			<title>How does the proposed Shari’ah compliant student finance Takaful model work?</title>
			<pubDate><![CDATA[Wed, 23 Jun 2021 22:08:40 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/qa-fatawa/]]></guid>
			<link><![CDATA[https://settledloans.com/qa-fatawa/]]></link>
			<title>Q&#038;A Fatawa</title>
			<pubDate><![CDATA[Tue, 01 Aug 2017 12:19:37 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://settledloans.com/]]></guid>
			<link><![CDATA[https://settledloans.com/]]></link>
			<title>Home</title>
			<pubDate><![CDATA[Wed, 08 Aug 2018 20:55:34 +0000]]></pubDate>
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			<link><![CDATA[https://settledloans.com/panel-members/]]></link>
			<title>Panel Members</title>
			<pubDate><![CDATA[Wed, 17 Nov 2021 21:47:26 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/are-shareholders-or-the-company-liable-to-pay-zakat-for-a-limited-company/]]></guid>
			<link><![CDATA[https://settledloans.com/are-shareholders-or-the-company-liable-to-pay-zakat-for-a-limited-company/]]></link>
			<title>Who is liable to pay the Zakat for a limited company?</title>
			<pubDate><![CDATA[Tue, 29 Mar 2022 15:40:41 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/as-an-auctioner-can-i-get-commission-from-their-profit/]]></guid>
			<link><![CDATA[https://settledloans.com/as-an-auctioner-can-i-get-commission-from-their-profit/]]></link>
			<title>As a website owner, can I get commission from their profit?</title>
			<pubDate><![CDATA[Thu, 19 May 2022 11:20:36 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-it-permissible-to-give-to-charities-who-fund-military-arms-or-tobacco-investments/]]></guid>
			<link><![CDATA[https://settledloans.com/is-it-permissible-to-give-to-charities-who-fund-military-arms-or-tobacco-investments/]]></link>
			<title>Is it permissible to give to charities who fund military arms or tobacco investments?</title>
			<pubDate><![CDATA[Sun, 27 Mar 2022 13:26:50 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/my-father-said-that-if-he-gives-me-money-as-a-gift-i-must-buy-a-house-is-this-a-type-of-riba-statement/]]></guid>
			<link><![CDATA[https://settledloans.com/my-father-said-that-if-he-gives-me-money-as-a-gift-i-must-buy-a-house-is-this-a-type-of-riba-statement/]]></link>
			<title>My father said that if he gives me money as a gift, I must buy a house.  Is this a type of riba statement?</title>
			<pubDate><![CDATA[Sat, 23 Apr 2022 11:04:49 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-one-sinful-while-studying-with-a-interest-riba-based-student-loan-and-will-one-be-will-considered-as-consuming-riba/]]></guid>
			<link><![CDATA[https://settledloans.com/is-one-sinful-while-studying-with-a-interest-riba-based-student-loan-and-will-one-be-will-considered-as-consuming-riba/]]></link>
			<title>Is one sinful while studying with a Interest (ribā)-based student loan? And will one be will considered as consuming ribā?</title>
			<pubDate><![CDATA[Sat, 21 May 2022 10:33:25 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-a-warranty-permissible-for-car-repairs-including-parts-and-labour-2/]]></guid>
			<link><![CDATA[https://settledloans.com/is-a-warranty-permissible-for-car-repairs-including-parts-and-labour-2/]]></link>
			<title>Is a warranty permissible for car repairs, including parts and labour?</title>
			<pubDate><![CDATA[Sat, 09 Apr 2022 15:28:08 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/whats-the-islamic-ruling-on-options-to-buysell-something-in-the-future/]]></guid>
			<link><![CDATA[https://settledloans.com/whats-the-islamic-ruling-on-options-to-buysell-something-in-the-future/]]></link>
			<title>What&#8217;s the Islamic ruling on options to buy/sell something in the future?</title>
			<pubDate><![CDATA[Sat, 07 May 2022 09:00:03 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-paying-off-a-persons-debt-permissible-if-that-debt-was-taken-out-for-something-deemed-impermissible-in-shariah/]]></guid>
			<link><![CDATA[https://settledloans.com/is-paying-off-a-persons-debt-permissible-if-that-debt-was-taken-out-for-something-deemed-impermissible-in-shariah/]]></link>
			<title>Is paying off a person&#8217;s debt permissible if that debt was taken out for something deemed impermissible in Sharī‘ah?</title>
			<pubDate><![CDATA[Fri, 29 Apr 2022 10:06:10 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/q-would-insurance-be-permissible-for-health-and-safety-for-martial-arts-students-as-this-is-the-requirement-of-the-law-of-the-land/]]></guid>
			<link><![CDATA[https://settledloans.com/q-would-insurance-be-permissible-for-health-and-safety-for-martial-arts-students-as-this-is-the-requirement-of-the-law-of-the-land/]]></link>
			<title>Would insurance be permissible for martial arts&#8217; students to take out health and safety purposes – as this is the requirement of the law of the land?</title>
			<pubDate><![CDATA[Fri, 27 May 2022 17:14:59 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-zakat-paid-on-a-local-initiative-where-money-is-collected-to-be-distributed-to-needy-local-individuals/]]></guid>
			<link><![CDATA[https://settledloans.com/is-zakat-paid-on-a-local-initiative-where-money-is-collected-to-be-distributed-to-needy-local-individuals/]]></link>
			<title>Is Zakat paid on a local initiative where money is collected to be distributed to needy local individuals?</title>
			<pubDate><![CDATA[Fri, 22 Apr 2022 13:41:13 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/private-pensions-involve-investment-into-the-stock-market-whereby-each-person-is-required-to-select-a-level-of-risk-they-wish-to-undertake-low-medium-high-is-this-risk-halal/]]></guid>
			<link><![CDATA[https://settledloans.com/private-pensions-involve-investment-into-the-stock-market-whereby-each-person-is-required-to-select-a-level-of-risk-they-wish-to-undertake-low-medium-high-is-this-risk-halal/]]></link>
			<title>Private pensions involve investment into the stock market, whereby, each person is required to select a level of risk they wish to undertake; low, medium, high. Is this risk halal?</title>
			<pubDate><![CDATA[Fri, 15 Apr 2022 16:02:45 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/what-is-the-islamically-correct-way-to-contract-a-property-developer-to-build-a-house-for-you/]]></guid>
			<link><![CDATA[https://settledloans.com/what-is-the-islamically-correct-way-to-contract-a-property-developer-to-build-a-house-for-you/]]></link>
			<title>What is the Islamically correct way to contract a property developer to build a house for you?</title>
			<pubDate><![CDATA[Fri, 13 May 2022 09:38:44 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-conventional-insurance-permitted-when-required-by-law/]]></guid>
			<link><![CDATA[https://settledloans.com/is-conventional-insurance-permitted-when-required-by-law/]]></link>
			<title>Is conventional insurance permitted when required by law?</title>
			<pubDate><![CDATA[Thu, 17 Mar 2022 12:08:25 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-it-permissable-to-give-zakat-to-a-minor/]]></guid>
			<link><![CDATA[https://settledloans.com/is-it-permissable-to-give-zakat-to-a-minor/]]></link>
			<title>Is it permissible to give Zakat to a minor?</title>
			<pubDate><![CDATA[Sun, 03 Apr 2022 11:58:17 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/permissibility-of-sealed-and-unsealed-bids-when-selling-properties/]]></guid>
			<link><![CDATA[https://settledloans.com/permissibility-of-sealed-and-unsealed-bids-when-selling-properties/]]></link>
			<title>Permissibility of Sealed and Unsealed Bids When Selling Properties</title>
			<pubDate><![CDATA[Wed, 19 Jan 2022 13:43:14 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/can-i-pursue-a-career-as-an-actuary/]]></guid>
			<link><![CDATA[https://settledloans.com/can-i-pursue-a-career-as-an-actuary/]]></link>
			<title>Can I pursue a career as an actuary?</title>
			<pubDate><![CDATA[Tue, 15 Feb 2022 16:10:40 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-the-takaful-model-the-government-wants-to-introduce-for-funding-university-tuition-permissible-2/]]></guid>
			<link><![CDATA[https://settledloans.com/is-the-takaful-model-the-government-wants-to-introduce-for-funding-university-tuition-permissible-2/]]></link>
			<title>Is the Takaful model the government wants to introduce for funding university tuition permissible?</title>
			<pubDate><![CDATA[Thu, 27 Jan 2022 16:46:19 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/how-can-i-make-up-for-being-dishonest-with-insurance-companies/]]></guid>
			<link><![CDATA[https://settledloans.com/how-can-i-make-up-for-being-dishonest-with-insurance-companies/]]></link>
			<title>How can I make up for being dishonest with insurance companies?</title>
			<pubDate><![CDATA[Thu, 24 Feb 2022 00:11:17 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-one-regarded-as-sinful-for-delaying-the-paying-of-zakat-to-such-an-extent-that-a-year-passes/]]></guid>
			<link><![CDATA[https://settledloans.com/is-one-regarded-as-sinful-for-delaying-the-paying-of-zakat-to-such-an-extent-that-a-year-passes/]]></link>
			<title>Is one regarded as sinful for delaying the paying of zakat to such an extent that a year passes?</title>
			<pubDate><![CDATA[Thu, 13 Jan 2022 07:54:29 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-it-permissible-to-buy-and-sell-precious-metals-and-commodities-on-the-market/]]></guid>
			<link><![CDATA[https://settledloans.com/is-it-permissible-to-buy-and-sell-precious-metals-and-commodities-on-the-market/]]></link>
			<title>Is it permissible to buy and sell precious metals and commodities on the market?</title>
			<pubDate><![CDATA[Sat, 15 Jan 2022 10:33:21 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-it-permissible-for-zakat-funds-to-be-spent-on-non-muslim-beneficiaries-can-they-be-considered-muallafati-quloobuhum-in-this-context/]]></guid>
			<link><![CDATA[https://settledloans.com/is-it-permissible-for-zakat-funds-to-be-spent-on-non-muslim-beneficiaries-can-they-be-considered-muallafati-quloobuhum-in-this-context/]]></link>
			<title>Is it permissible for Zakat funds to be spent on non-Muslim beneficiaries?</title>
			<pubDate><![CDATA[Mon, 24 Jan 2022 09:10:31 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-it-permissible-for-me-to-ask-a-colleague-who-is-a-student-to-use-his-student-identification-to-get-the-discount-knowing-that-it-is-not-for-their-specific-use-but-for-mine/]]></guid>
			<link><![CDATA[https://settledloans.com/is-it-permissible-for-me-to-ask-a-colleague-who-is-a-student-to-use-his-student-identification-to-get-the-discount-knowing-that-it-is-not-for-their-specific-use-but-for-mine/]]></link>
			<title>Is it permissible for me to ask a colleague who is a student to use his student identification to get the discount, knowing that it&#8217;s for me?</title>
			<pubDate><![CDATA[Fri, 11 Mar 2022 09:45:25 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-the-final-salarydefined-benefit-scheme-permissible/]]></guid>
			<link><![CDATA[https://settledloans.com/is-the-final-salarydefined-benefit-scheme-permissible/]]></link>
			<title>Is the final salary/defined benefit scheme permissible?</title>
			<pubDate><![CDATA[Sun, 09 Jan 2022 12:22:32 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-it-permissible-to-take-an-offset-mortgage/]]></guid>
			<link><![CDATA[https://settledloans.com/is-it-permissible-to-take-an-offset-mortgage/]]></link>
			<title>Is it permissible to take an offset mortgage?</title>
			<pubDate><![CDATA[Wed, 03 Nov 2021 20:38:40 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/can-a-loan-be-transferred-to-a-3rd-party/]]></guid>
			<link><![CDATA[https://settledloans.com/can-a-loan-be-transferred-to-a-3rd-party/]]></link>
			<title>Can a loan be transferred to a 3rd party?</title>
			<pubDate><![CDATA[Wed, 29 Dec 2021 13:10:36 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/would-it-be-permissible-to-pay-zakat-to-an-institution-who-are-to-spend-it-100-on-the-living-essentials-of-their-pupils/]]></guid>
			<link><![CDATA[https://settledloans.com/would-it-be-permissible-to-pay-zakat-to-an-institution-who-are-to-spend-it-100-on-the-living-essentials-of-their-pupils/]]></link>
			<title>Would it be permissible to pay zakat to an institution who are to spend it 100% on the living essentials of their pupils?</title>
			<pubDate><![CDATA[Wed, 03 Nov 2021 20:38:28 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-income-earned-from-a-job-as-a-wedding-photographer-halal/]]></guid>
			<link><![CDATA[https://settledloans.com/is-income-earned-from-a-job-as-a-wedding-photographer-halal/]]></link>
			<title>Is income earned from a job as a wedding photographer halal?</title>
			<pubDate><![CDATA[Wed, 03 Nov 2021 20:38:09 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-it-permissible-to-invest-in-a-sharesave-scheme-of-a-bank/]]></guid>
			<link><![CDATA[https://settledloans.com/is-it-permissible-to-invest-in-a-sharesave-scheme-of-a-bank/]]></link>
			<title>Is it permissible to invest in a Sharesave scheme of a bank?</title>
			<pubDate><![CDATA[Wed, 03 Nov 2021 20:37:53 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-it-permissible-to-sell-halal-products-to-night-clubs-and-bars/]]></guid>
			<link><![CDATA[https://settledloans.com/is-it-permissible-to-sell-halal-products-to-night-clubs-and-bars/]]></link>
			<title>Is it permissible to sell halal products to night clubs and bars?</title>
			<pubDate><![CDATA[Wed, 03 Nov 2021 20:37:33 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/how-should-i-dispose-of-income-earned-from-a-carnival-game/]]></guid>
			<link><![CDATA[https://settledloans.com/how-should-i-dispose-of-income-earned-from-a-carnival-game/]]></link>
			<title>How should I dispose of income earned from a carnival game?</title>
			<pubDate><![CDATA[Wed, 03 Nov 2021 20:37:18 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-the-diability-benefits-i-receive-for-my-son-solely-his-money/]]></guid>
			<link><![CDATA[https://settledloans.com/is-the-diability-benefits-i-receive-for-my-son-solely-his-money/]]></link>
			<title>Is the diability benefits I receive for my son solely his money?</title>
			<pubDate><![CDATA[Wed, 03 Nov 2021 20:37:04 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-the-income-i-earn-as-a-florist-assistant-halal/]]></guid>
			<link><![CDATA[https://settledloans.com/is-the-income-i-earn-as-a-florist-assistant-halal/]]></link>
			<title>Is the income I earn as a Florist Assistant halal?</title>
			<pubDate><![CDATA[Wed, 03 Nov 2021 20:36:52 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/can-someone-work-in-restaurant-where-alcohol-is-served/]]></guid>
			<link><![CDATA[https://settledloans.com/can-someone-work-in-restaurant-where-alcohol-is-served/]]></link>
			<title>Can someone work in restaurant where alcohol is served?</title>
			<pubDate><![CDATA[Sun, 26 Dec 2021 14:36:10 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/would-it-be-permissible-to-benefit-from-a-tax-relief-whislt-donating-haram-earnings-to-a-charity/]]></guid>
			<link><![CDATA[https://settledloans.com/would-it-be-permissible-to-benefit-from-a-tax-relief-whislt-donating-haram-earnings-to-a-charity/]]></link>
			<title>Would it be permissible to benefit from a tax relief whislt donating haram earnings to a charity?</title>
			<pubDate><![CDATA[Wed, 15 Dec 2021 21:36:01 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/can-i-work-for-the-london-stock-exchange-lse/]]></guid>
			<link><![CDATA[https://settledloans.com/can-i-work-for-the-london-stock-exchange-lse/]]></link>
			<title>Can I work for the London Stock Exchange (LSE)?</title>
			<pubDate><![CDATA[Sun, 19 Dec 2021 14:44:39 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/completedresearch/]]></guid>
			<link><![CDATA[https://settledloans.com/completedresearch/]]></link>
			<title>Completed Research</title>
			<pubDate><![CDATA[Sun, 08 Sep 2024 13:32:32 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/what-are-the-islamic-rules-regarding-ownership-of-gifts-for-inheritance-tax-purposes/]]></guid>
			<link><![CDATA[https://settledloans.com/what-are-the-islamic-rules-regarding-ownership-of-gifts-for-inheritance-tax-purposes/]]></link>
			<title>What are the Islamic rules regarding ownership of Gifts for Inheritance Tax purposes?</title>
			<pubDate><![CDATA[Sat, 19 Feb 2022 10:56:53 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/working-in-hotel-that-sells-alcohol/]]></guid>
			<link><![CDATA[https://settledloans.com/working-in-hotel-that-sells-alcohol/]]></link>
			<title>Working in a hotel that sells alcohol</title>
			<pubDate><![CDATA[Wed, 17 Nov 2021 00:31:12 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/can-i-work-as-a-law-practitioner/]]></guid>
			<link><![CDATA[https://settledloans.com/can-i-work-as-a-law-practitioner/]]></link>
			<title>Can I work as a law practitioner?</title>
			<pubDate><![CDATA[Wed, 03 Nov 2021 20:34:32 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/leaving-a-bequest-in-favour-of-my-parents/]]></guid>
			<link><![CDATA[https://settledloans.com/leaving-a-bequest-in-favour-of-my-parents/]]></link>
			<title>Leaving a bequest in favour of my parents</title>
			<pubDate><![CDATA[Wed, 03 Nov 2021 20:33:45 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/is-zakat-liable-on-invoices-not-issued-yet/]]></guid>
			<link><![CDATA[https://settledloans.com/is-zakat-liable-on-invoices-not-issued-yet/]]></link>
			<title>Is Zakat liable on invoices not issued yet?</title>
			<pubDate><![CDATA[Wed, 03 Nov 2021 20:33:23 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/can-we-use-invoice-factoring/]]></guid>
			<link><![CDATA[https://settledloans.com/can-we-use-invoice-factoring/]]></link>
			<title>Can we use invoice factoring?</title>
			<pubDate><![CDATA[Wed, 03 Nov 2021 20:33:04 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://settledloans.com/is-it-permissible-to-work-in-the-compliance-department-for-a-bank/]]></guid>
			<link><![CDATA[https://settledloans.com/is-it-permissible-to-work-in-the-compliance-department-for-a-bank/]]></link>
			<title>Is it permissible to work in the Compliance department for a bank?</title>
			<pubDate><![CDATA[Tue, 07 Dec 2021 21:03:46 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/can-we-buy-a-warranty-at-the-same-time-of-making-a-purchase/]]></guid>
			<link><![CDATA[https://settledloans.com/can-we-buy-a-warranty-at-the-same-time-of-making-a-purchase/]]></link>
			<title>Can we buy a warranty at the same time of making a purchase?</title>
			<pubDate><![CDATA[Thu, 25 Nov 2021 11:37:45 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/what-is-the-statys-of-the-wealth-of-a-revert-acquired-through-haram-means-prior-to-conversion/]]></guid>
			<link><![CDATA[https://settledloans.com/what-is-the-statys-of-the-wealth-of-a-revert-acquired-through-haram-means-prior-to-conversion/]]></link>
			<title>What is the status of the wealth of a revert acquired through haram means?</title>
			<pubDate><![CDATA[Sat, 11 Dec 2021 14:12:46 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://settledloans.com/can-we-impose-a-condition-in-a-gift/]]></guid>
			<link><![CDATA[https://settledloans.com/can-we-impose-a-condition-in-a-gift/]]></link>
			<title>Can we impose a condition in a gift?</title>
			<pubDate><![CDATA[Fri, 05 Nov 2021 22:51:40 +0000]]></pubDate>
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